Older Americans determined to stay in their own homes are likely to need help at some point — for a few hours a day or 24/7 — with household chores, nursing services and personal care. And with 10,000 baby boomers a day turning 65 between now and 2030, the need for home health care will only increase.

Those without long-term care insurance often start out relying on an unpaid family caregiver, but  eventually many need to turn to paid help. And that can be expensive, too: According to insurance company Genworth’s 2020 survey on the cost of long-term care, the national average bill for… To read more Click Here.

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